Starting a risk assessment in northern Virginia and going through the threat list they say, “You can take earthquakes out – we don’t have earthquakes here”!
Hey, Haiti didn’t have earthquakes!
Vermont didn’t have major floods!
Connecticut doesn’t have tornados!
Like Murphy’s Law, as soon as you discount a threat, and think, “it will never happen here”, it happens! The earthquake in the mid-Atlantic in August was a wake-up call for those who that they would never have earthquake damage.
One of the reasons that security risk assessment is so highly valued as an analytical took, and why it’s required by so many governments is because it DOES take into account the 100-year flood, the 75-year drought, etc.
Natural disasters can be so overwhelming, and catastrophic, that they must be considered in any proper risk assessment. This is why some areas are not suitable for building housing tracts, because they are in a 100-year flood plan.
Because human memories are short, just because YOU haven’t experience a flood
along a meandering creek, doesn’t mean it will never happen.
Always check the long-term probabilities when you start a risk assessment and make the numbers work for you!